Now that traffic has returned to the pre-pandemic levels, traffic collisions have increased exponentially. As we all start driving more, now is a good time to keep in mind what to do if you or your loved one is involved in a collision.
Feel free to print out and keep this six-point quick reference checklist in each of your vehicles:
WHAT SHOULD I DO IF I AM IN A COLLISION?
- Get medical help for anyone injured. If at all hurt, 911 should be called so that paramedics can provide first aid. Follow up with your primary care provider or the Emergency Room, as necessary. By calling 911, you will also start the process for a police response.
- Get the names, addresses and phone numbers of all persons involved, including witnesses. Photographing the other party’s insurance card and their driver’s license is the easiest way to record the information and to verify the identity of the other driver.
- Do not admit fault for the collision. The legal standard for liability may be different than what you or the other driver think is applicable. Make a note of any admission of fault by the other driver.
- Take photos. Get a clear picture of the collision scene so that you can accurately report the facts of the collision. You should also take photos of the vehicles involved (from all sides and include license plates).
- Don’t let the insurance company take advantage of you. Beware of an insurance adjuster offering you a low settlement soon after the collision. This is done with the goal of settling your case at a low amount before you recognize the full value of the damages. Instead, contact your attorney at Benjamin Law Group immediately, as legal representation from the beginning saves you hassle and improves the eventual financial recovery.
- Do Not Give a Recorded Statement to any insurance company adjuster without first discussing it with your lawyer. Adjusters are not serving as your advocate and nothing is gained by providing that interview.
